What Should a Home Seller Do If a Storm Damages the Property Before Closing? If a storm hits while a home is under contract, the seller should promptly inspect the property, photograph any damage, prevent the damage from getting worse, notify the seller’s attorney and insurance carrier, and determine the extent of the problem before promising repairs or credits to the buyer. Material new damage may need to be disclosed, and the purchase contract may give the parties specific rights and obligations when the property is damaged before closing. This issue is particularly relevant in the Chicago area after repeated storms have brought destructive winds, hail, flooding and heavy rain.…


